2024 529 Contribution Limits 2024. In 2024, you can contribute up to $18,000 per beneficiary per year before you’d need to file irs form 709. Each state sets a maximum 529 plan contribution per beneficiary.
Here’s an overview of the 2024 529 contribution limits, along with strategies to optimize your contributions. “starting in 2024, the secure 2.0 act allows savers to roll unused 529 funds into the beneficiary’s roth ira without a tax penalty,” says lawrence sprung, author of financial.